Wednesday, December 8, 2010

Refinancing Your Home. All About Mortgages: Insider Tips for Financing and Refinancing Your Home

Refinancing Your Home. With mortgage rates at historic lows, it's never been a better time to invest close to home. But scrutiny of the fine details is absolutely vital to getting the best deal on a new or refinanced mortgage. Renowned real estate expert Julie Garton-Good provides an easy-to-follow road map through the harrowing twists and turns of the home mortgage loan process. Her bestselling book is filled with practical know-how and solutions to all your home loan questions.

Refinancing Your Home.This new edition includes a resource guide listing Internet sites, as well as names and contact information for consumer lending organizations and other valuable consumer resources.


About the Author

Julie Garton-Good, "America's Home Affordability Expert," is a syndicated columnist, author of several books, and an international speaker.
I suppose this reference work is very informative to the home buyer ... if perhaps a bit too much to digest for the average casual reader. For an intern loan officer in an agressively propserous mortgage brokerage, the book provided some key information, but not the depth I had hoped for. Is it worth getting if your a mortgage professional? Yes, most definately. So much of the do's and don'ts of this industry are shrouded in statements like "well, we always did it that way" rather than simple straight forward explanations. This book was a breath of fresh air when I was floundering in my first year as a loan officer. Now, as a Senior Loan Officer at my company I still find myself referring to it from time to time for some of those elusive little details that always seem to arise in the loan process. Go ahead and get a copy. Either you'll learn something new or your boss will think you're applying yourself at home as well as on the job!

This book is a great book for consumers as well as real estate professionals. You will definitely want to keep it close by to reference information about FHA, VA and conventional loans. It is easy to forget some of the details about differnt loans but Ms. Garton-Good has made it easy to look up information such as who can pay closing costs on VA loans and does the veteran have to pay the funding fee. Having a list of closing costs FHA borrowers are allowed to pay or not pay is also very helpful. This book answers a lot of questions you probably wanted to know but may have been afraid to ask!
I would recommend anyone thinking about buying or selling real estate and all real estate professionals make this book a part of their reference library right away.

I'm a Refinancing Your Home programmer analyst for a mortgage company. However, the one year experience I had working for a mortgage company with all the ongoing trainings and mortgage software application designs are nothing compared to this book. This is a great book with all info you need to know about mortgages. Would recommend to anyone.
All I can say is this is a great book, that is equivalent to 3 years of mortgage experience.

 

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